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Rates

Consumer loan interest rates are disclosed as ranges. Your final rate is based on your application and credit history. Call for more rates and details.
Loan Rates - effective through November 4, 2014
  Loan Rate Range - APR Collateral
  New Security
2.90% - 9.25%
2009 or newer
  Used Security
3.40% - 9.25%
2008 and older
  Share Secured
3.25% - 6.00%
Share Savings
  Unsecured
6.00% - 11.50%
Signature
  Real Estate
5.50% - 9.00%
  Mobile Homes
7.00%
  Business - Agriculture
3.90% - 9.00%
  Personal Line of Credit
5.50% - 6.50%
  Overdraft Protection
10.25%

Share Savings Accounts Rates and Terms - Projected Dividend Fourth Quarter 2014
  Account Rate APY Minimum Balance
  Regular Share Savings (S1)
0.05%
0.05%
$100.00
  Critter Club (S4)
0.05%
0.05%
$5.00
  Christmas Club (S5)
0.05%
0.05%
$5.00
  Teen Club (S13)
0.05%
0.05%
$5.00
  IRA's
0.50%
0.50%
$5.00
  Share Draft (S90)
0.00%
0.00%
  Business Share Draft (S91) - Tier 3
0.00%
0.00%
$500 - $5,000
  Business Share Draft (S91) - Tier 2
0.00%
0.00%
$5,001 - $25,000
  Business Share Draft (S91) - Tier 1
0.00%
0.00%
Over $25,000
  Members Only Share Draft (S93) - Tier 3
0.00%
0.00%
$2,500 - $25,000
  Members Only Share Draft (S93) - Tier 2
0.00%
0.00%
$25,001 - $50,000
  Members Only Share Draft (S93) - Tier 1
0.00%
0.00%
Over $50,000
  Money Market Share Draft (S94)
0.10%
0.10%
$2,500 Minimum, Maximum of 6 debits per month
  Super Share Savings (S2) Tier 3
0.05%
0.05%
$5,000 - $24,999
  Super Share Savings (S2) Tier 2
0.10%
0.10%
$25,000 - $74,999
  Super Share Savings (S2) Tier 1
0.20%
0.20%
$75,000 & Over

Certificates of Deposit - effective through November 4, 2014
  Term Rate APY Minimum Balance
  3 Months (I3)
0.05%
0.05%
$500
  6 Months (I6)
0.10%
0.10%
$500
  12 Months (I12)
0.25%
0.25%
$500
  18 Month (I18)
0.40%
0.40%
$500
  24 Month (I24)
0.60%
0.60%
$500
  30 Months (I30)
0.75%
0.75%
$500
  36 Months (I36)
0.75%
0.75%
$500
  48 Months (I48)
0.90%
0.90%
$500
  60 Months (I60)
1.00%
1.00%
$500
  9 Months (I9)
NA
NA
NA
  15 Months (I15)
NA
NA
NA
  23 Months (I23)
NA
NA
NA

IRA Certificates - effective through November 4, 2014
  Term Rate APY Minimum Balance
  18 Months (I81)
0.50%
0.50%
$500
  36 Months (I83)
0.80%
0.80%
$500
  60 Months (I85)
1.15%
1.15%
$500

Teen Add-On Certificates - effective through November 4, 2014
  Term Rate APY Minimum Balance
  11 Months (I11)
0.30%
0.30%
$100
  29 Months (I29)
0.90%
0.90%
$100